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A little effort now can save a world of painful problems in the future. Make sure your kids will have the best childhood possible, no matter what, considering a guardianship plan.

There is a good reason parents should choose guardians. If the parents don’t, a judge will choose the person who will act as the father of the surviving child. For this reason, it is better to be prepared than to leave the most important decision in the hands of strangers.

Fortunately, appointing a guardian for your children doesn’t have to be a painful process. In fact, often the most difficult decision is who to ask to fill that position. Do you still need to convince? So read on, because we’ve prepared some tips that will make the process easier than you ever thought it could be.

Choosing a Guardian

By law, all minor children must be raised as adults. As a parent, you are the natural guardian. In the event of your death, a guardian becomes the parent. A guardian has the same rights and duties as a parent and will raise the child up to the age of 18, referred to as the age of majority.

Although each state has its own rules, guardians generally must be over the age of 18. Other factors parents may want to consider when choosing a guardian: Does the one you’re thinking of sharing your moral beliefs? Is the candidate physically capable of doing the job? Would the candidate raise their children as you would? Is the financial situation such that the guardian can afford to raise their children? Only you and your spouse can answer these important questions.

Appoint Multiple Guardians

In most cases, it is best to appoint only one guardian for your children. Some people prefer to choose a guardian couple, such as a sibling and a spouse. Keep in mind that if the couple divorces, you will need to change your guardian’s name if, for example, you want your relative to raise your child. 

Should the Guardian Manage Finances?

One of the most important things to consider is whether you want the same guardian to supervise your child and the child’s finances. Since children cannot own assets, a guardian must be named to manage the inheritance. You can choose the same person to take care of your child and manage your finances, or you can choose to choose two different people. For example, you can name your sister as guardian of your minor child, but knowing that she is bad at managing money, you choose your brother to take care of the finances. That said, it’s usually better to have the same person in charge of both your child and finances. 

Ask Before You Name Someone As a Guardian

It might seem obvious, but before you appoint someone to guardian your minor child, ask before putting them in writing. While you may think your best friend is the perfect person for the job, they may think otherwise. Likewise, your situation may change. The best friend who supported you when your kids were little may not be interested now that they are all teenagers.

Ensure your loved ones and property are protected by considering your wishes for child guardianship. Schedule a free session to assist you.